If you want to get the Virgin Atlantic Reward Card, this guide shows you how. You’ll learn the steps to apply and what to prepare before you start.
This article also explains what benefits come with the card and why it’s useful for travelers. Everything here is clear and straightforward, so you can apply with confidence.
Overview of Virgin Atlantic Reward Card
The Virgin Atlantic Reward card is a travel-focused credit card that helps you earn points on everyday spending. You can use these points for flights, upgrades, and exclusive travel perks.
There are two versions: one with no fee and one with more benefits but a yearly cost. Both options let you earn points faster when booking with Virgin Atlantic.
You also get access to companion vouchers and tier points to boost your Flying Club status. It’s designed for travelers who want more value each time they fly.
Basic Eligibility Requirements
To apply for this card, you need to meet a few simple conditions. These make sure you’re eligible and ready for approval.
- Must be a resident of the UK (or the region specified in the offer).
- Age requirement is 18 years or older.
- A good credit score is highly recommended.
- You need a valid bank account to manage your payments.
How to Apply for the Card?
The application process is simple and can be completed online. Follow each step carefully to avoid delays.

Visit the Official Virgin Atlantic Site
Go to their website and head to the credit card section. You can also search for the card name using the site’s search bar. Make sure you’re on the official site to avoid scams.
Choose the Right Version
There are two versions: the basic card and the Reward+ card. One has no annual fee, while the other has more benefits and a fee. Pick the one that matches how often you travel.
Click “Apply Now”
Once you pick a card, click the Apply Now button. You’ll be taken to a secure application form. The process starts from there.
Fill in Your Details
You’ll need to provide personal information like your name, address, and contact number. Next, share financial details such as job status, income, and expenses. Double-check all info before going on.
Submit the Application
After reviewing everything, submit your application. You’ll get a response by email or post. The wait is usually short.
Benefits You Can Unlock
Once approved, you’ll get several rewards that make flying more valuable. Here’s what you can expect.
Earn Flying Club Points
You earn points on every purchase made with the card. Spending on flights earns extra points. These can be used for upgrades or rewards.
Companion Vouchers
If you reach a set spending amount in a year, you earn a companion voucher. This lets someone fly with you at a lower point cost. It’s useful for frequent travelers.
Premium and Upper Class Perks (When Using Points)
Using your points gives access to Premium perks like larger seats, extra bags, and early boarding. In Upper Class, you get flat beds, bigger luggage allowance, and lounge access. It improves your travel comfort.
Tier Points
You earn Tier Points as you fly, even with rewards. These points move you up from Red to Silver, then to Gold. Each level gives you more perks.
Using Your Points Wisely
You can use your points in a few smart ways to get the most out of them. Focus on value, not just spending.
Book Flights and Cabin Upgrades
You can use points to book flights or upgrade to a higher class of service. Upgrades to Premium or Upper Class cost more points but give better comfort. Always check the availability before planning. Booking early helps you find the best value.
Use for Partner Flights and Other Rewards
Points can also be used on partner airlines, not just Virgin Atlantic. You can book with airlines like Delta, Air France, or KLM. There are also smaller rewards like hotel stays and car rentals. Just make sure the exchange rate makes sense.
Maximize Value During Promotions
Look out for bonus point offers and reduced rates for certain routes. These deals often pop up during sales or holidays. Booking during these times gives more value for fewer points. Always compare standard and promo rates.
Key Card Features to Know
Before applying, it’s important to understand the basic rules and charges. These details affect how the card works long-term.

Annual Fee (If Any)
There’s no fee for the basic version. The premium version has a yearly fee but offers better rewards. Choose based on how much you travel. If you rarely fly, the no-fee option makes more sense.
Interest Rate and Repayment Terms
Cards come with variable interest rates, so it’s best to pay in full each month. Carrying a balance adds cost quickly. Make sure you understand the APR and terms. Always check the fine print.
Introductory Offers (e.g., Bonus Points on First Spend)
New users may get bonus points after the first purchase or after meeting a spend target. These offers change often. Read the terms to know the deadline and minimum spend. It’s a quick way to boost your points early.
Common Questions Answered
Here are quick answers to the most asked questions about getting this card. They help you understand what to expect before and after applying.
How Long Does Approval Take?
Approval usually takes a few minutes to a few days. Some applicants get instant decisions. Others may need extra checks, which can take longer. You’ll get updates by email or post.
Can You Apply with Bad Credit?
You can try, but approval is less likely with a poor credit history. A good score increases your chances. If you’re unsure, check your credit first. It’s better to apply when your score is stable.
What If Your Application Is Denied?
If denied, you’ll get a letter explaining why. You can improve your credit and try again later. Avoid applying again right away. Too many applications in a short time can hurt your score.
Final Summary: What to Remember Before You Apply
Requesting the Virgin Atlantic Reward card is simple if you meet the basic requirements and follow the steps carefully. Make sure to choose the correct version, understand the fees, and know what benefits you can unlock.
Use your points wisely to maximize travel value and tier upgrades. Always check your credit and read the terms before applying to avoid delays or denial.