The Scotiabank Passport™ Visa Infinite Card is a travel rewards credit card with premium benefits. It targets people who spend abroad or want flexibility with point redemptions.
This guide shows you how to apply and what perks to expect. It also highlights the card’s fees, rates, and eligibility.
What Is the Scotiabank Passport Visa Infinite Card?
The Scotiabank Passport™ Visa Infinite Card is a premium product for frequent travelers. It offers no foreign transaction fees and competitive rewards.
You also get lounge access, Scene+ points, and travel insurance. This card suits users who meet higher income requirements and use credit responsibly.
Key Benefits You Can Access
You get valuable perks that support frequent travel, shopping, and spending in foreign currencies. The Scotiabank Passport™ Visa Infinite Card includes premium features that add security and savings.
No Foreign Transaction Fees
You won’t be charged the standard 2.5% foreign transaction fee on purchases made in non-Canadian currency. This helps you save money on travel and international shopping.
The card automatically processes foreign payments with no markup. It’s useful for booking flights, hotels, or paying for services abroad.
You can also use it for online purchases from international retailers. This benefit alone offsets the annual fee for frequent travelers.
Lounge Access and Travel Protections
With this card, you receive six complimentary airport lounge visits each year. The access comes through the Visa Airport Companion Program.
You can rest and recharge between flights without paying extra. The card also includes emergency medical and trip interruption insurance.
These benefits protect your travel plans and reduce out-of-pocket costs. Coverage applies to you, your spouse and dependent children.
Scene+ Rewards Flexibility
You earn points on travel, groceries, dining, and more. Scene+ points are flexible and easy to redeem for flights, hotel stays, gift cards, or credits.
Booking travel through Scene+ Travel gives you the best return rate. You also earn bonus points at participating grocery partners.
The more categories you use, the faster your points grow. The program is simple and designed for everyday spending.
Scene+ Rewards Program Overview
With this card, you benefit most when you understand how the Scene+ program works. The Scotiabank Passport™ Visa Infinite Card earns elevated points in specific spending categories.
- 3x points per $1 on hotels and car rentals via Scene+ Travel
- 3x points per $1 at Sobeys, Foodland, and IGA (select grocery stores)
- 2x points per $1 on dining, entertainment, and transit (including taxis and rideshares)
- 1x point per $1 on all other eligible purchases
Redeem points for travel through ScenePlus.ca or by applying them to past eligible purchases
Steps to Apply for the Card
Requesting your card is a straightforward process if you meet the requirements. The Scotiabank Passport™ Visa Infinite Card application is available online and in person.
Step 1: Check eligibility
- You must be a Canadian resident and meet the age of majority in your province
- You need a minimum annual personal income of $60,000, or a household income of $100,000
Step 2: Prepare your information
- Have your government-issued ID, proof of income, and address ready
Step 3: Apply
- Visit scotiabank.com and complete the online application
- Alternatively, apply by phone at 1-800-472-6842 or visit a local branch
Interest Rates and Fees
Rates and fees determine the overall cost of the card over time. The Scotiabank Passport™ Visa Infinite Card has set interest rates and annual charges.
- Annual fee: $150 (waived with select Scotiabank banking packages)
- Supplementary card fee: $0 for the first, $50 per additional
- Purchase interest rate: 20.99%
- Cash advance rate: 22.99%
- Grace period: 21 days interest-free if the full balance is paid by the due date
When Does the Card Make Sense for You?
Choosing the right credit card depends on how you plan to use it. The Scotiabank Passport™ Visa Infinite Card is ideal for certain spending and travel habits.
- You travel often and spend in foreign currencies
- You want access to travel lounges and insurance
- You plan to redeem Scene+ points for flights, hotels, or gift cards
- You have a steady income and pay your balance monthly to avoid interest
When the Card May Not Fit You?
Not every card fits every lifestyle or financial situation. The Scotiabank Passport™ Visa Infinite Card may not suit your needs if you:
- Carry a balance or use credit for debt consolidation
- Prefer cashback instead of travel points
- Rarely shop or spend in foreign currencies
- Do not meet the income requirements or dislike annual fees
How to Redeem Scene+ Points for Travel?
You can use your points to pay for travel in a flexible way. The Scotiabank Passport™ Visa Infinite Card allows you to redeem rewards through Scene+ partners or your own bookings.
Option 1: Book through Scene+ Travel
Start here if you want to use your Scene+ points directly when booking. This method gives you the highest earning rate with the Scotiabank Passport™ Visa Infinite Card.
- Go to ScenePlus.ca and log in to your account
- Earn 3x points per $1 on eligible hotel or car rental bookings
- Pay fully or partially using your Scene+ balance
Option 2: Apply Points to Existing Travel Charges
This is a flexible option if you prefer to book travel on your own terms. The Scotiabank Passport™ Visa Infinite Card allows you to earn points after each purchase.
- Make your travel arrangements with any provider
- Wait for the charge to post to your account
- Apply points to offset the cost by logging into Scene+ within 12 months
Tips to Maximize Your Card
There are simple ways to earn more and make your points work harder. The Scotiabank Passport™ Visa Infinite Card works best when used strategically.
- Always use the card for travel and foreign purchases to avoid fees
- Book travel via Scene+ Travel to get triple points
- Pay off the full balance to avoid high interest charges
- Combine your Scene+ account with Scotiabank offers or partner stores
- Use your free airport lounge passes each year before they expire
Contact and Customer Support
If you have questions or need assistance with your application, please don’t hesitate to reach out. The Scotiabank Passport™ Visa Infinite Card team is easy to contact.
- Apply or ask questions by phone: 1-800-472-6842 (Scotiabank customer care)
- For Scene+ inquiries: 1-866-586-2805
- Visit online: scotiabank.com or sceneplus.ca
A Travel Card That Works for You
This card gives you the tools to earn points and avoid foreign fees. You gain access to lounges, travel perks, and simple redemption options.
It’s best for users with consistent income and a travel-focused lifestyle. If that’s you, the Scotiabank Passport™ Visa Infinite Card is worth considering.
Disclaimers: Please review the card’s terms to understand its limits and conditions. Bonus points, lounge access, and Scene+ activity rules apply.
