Applying for the Emirates NBD Skywards Infinite Credit Card online is the first step toward unlocking elite travel perks.
You will get extensive airport privileges and generous Skywards Miles with every purchase.
This guide will walk you through the complete online application process, highlight the card’s benefits, and provide all necessary contact details and financial terms.
About the Emirates NBD Skywards Infinite Credit Card
The Emirates NBD Skywards Infinite Credit Card is a premium product developed in partnership with Emirates Airlines.
Designed for frequent flyers and luxury travelers, this card allows members to earn Skywards Miles, enjoy airport lounge access, and access lifestyle services.
It’s particularly attractive to customers who regularly travel with Emirates or are part of the Emirates Skywards loyalty program.
Eligibility Criteria
Before applying, ensure you meet the minimum Monthly Income (AED 30,000) and Credit History (clean record preferred).
Only UAE Citizens and Residents with valid documents are allowed.
Key Benefits of the Card
Among its main advantages, we can highlight:
- Skywards Miles: Earn up to 2 miles per USD 1 spent.
- Welcome Bonus: Up to 100,000 Skywards Miles upon reaching spend targets.
- Free Skywards Silver Tier: Extra baggage allowance, priority check-in.
- LoungeKey Access: Complimentary access to over 1,000 airport lounges.
- Lifestyle Offers: Free golf sessions, concierge service, and travel insurance.
- Visa Infinite Privileges: Special travel discounts and protection.
Step-by-Step: How to Apply Online
To apply for the Emirates NBD Skywards Infinite Credit Card, it is vital to have a national phone number to be contacted at.
Step 1: Visit the Official Website
Go to the official Emirates NBD website at www.emiratesnbd.com.
Under the “Cards” section, select “Credit Cards” and scroll to find the Skywards Infinite Credit Card.
Step 2: Click “Apply Now”
Once you’re on the card’s information page, click the “Apply Now” button to begin the application.
You will be redirected to a short digital form that determines your eligibility and collects basic information.
Step 3: Select Your Customer Type
The form will ask if:
- You already hold a credit card with Emirates NBD.
- You are a UAE citizen, resident, or foreigner.
- You are an existing Emirates NBD client (with a login option).
This initial step helps determine whether to continue with a fast-track application (for clients) or to guide you through a new application process.
Step 4: Fill in Your Basic Details
You’ll be prompted to provide:
- Full Name
- Mobile Phone Number
- Nationality and ID (Emirates ID for residents)
- Monthly Income (minimum required is AED 30,000)
You must confirm that your income meets the eligibility threshold.
Proof of income, such as salary slips or bank statements, may be requested later in the process.
Step 5: Submit Initial Form
After completing the form, submit your details. A confirmation message will appear.
An Emirates NBD representative will contact you—typically within 48 hours—via phone or email to continue the application.
Step 6: Continue the Full Application (Via Phone or Branch)
During the follow-up, the representative will:
- Verify your details
- Request additional documents (Emirates ID copy, passport, visa page, salary certificate, etc.)
- Guide you through the terms of acceptance
If all criteria are met and documents are verified, you will receive your card via courier or will be invited to a branch for final signing.
Travel Credit Card Comparison Table
Consider competitors:
| Feature | Emirates NBD Skywards Infinite | ADCB Etihad Guest Infinite | FAB Etihad Guest Infinite | Mashreq Solitaire Credit Card |
|---|---|---|---|---|
| Airline Program | Emirates Skywards | Etihad Guest | Etihad Guest | None (flexible Salaam Points) |
| Welcome Bonus | Up to 100,000 Skywards Miles | Up to 120,000 Etihad Guest Miles | Up to 120,000 Etihad Guest Miles | Up to 200,000 Salaam Points |
| Miles/Points on Airline Spend | 2 Miles per USD on Emirates | 3.5 Etihad Miles on Etihad Spend | 3 Miles on Etihad Spend | 3 Salaam Points per USD (intl. spend) |
| Miles/Points on Other Spend | 1.5 Miles (intl.), 1 Mile (local) | 2.5 Miles (international) | 2 Miles (international) | 1.5 Salaam Points (local spend) |
| Airport Lounge Access | 1,000+ lounges (LoungeKey) | 1,000+ lounges (LoungeKey) | 1,000+ lounges (LoungeKey) | 1,000+ lounges (LoungeKey) |
| Tier Upgrade / Status | Skywards Silver Tier | Etihad Guest Gold (limited-time) | Etihad Guest Gold (limited-time) | Not applicable |
| Annual Fee | AED 2,999 (AED 1,500 from year 2) | AED 2,625 | AED 2,625 | AED 1,500 |
| Minimum Monthly Income | AED 30,000 | AED 40,000 | AED 40,000 | AED 25,000 |
| Travel Insurance | Yes (multi-trip) | Yes | Yes | Yes |
| Golf Privileges | Yes (local courses) | Yes (up to 4 games/month) | Yes (select clubs) | Yes |
| Foreign Transaction Fee | Approx. 2.5% | Approx. 2.49% | Approx. 2.49% | Approx. 2.79% |
| Special Offers | Chauffeur, concierge, Silver tier | Miles Accelerator, concierge | Points Booster, concierge | Redeem points for travel, shopping |
Interest Rates and Fees
Here are the current fees and charges associated with the Emirates NBD Skywards Infinite Credit Card:
- Joining Fee: AED 2,999 (first year)
- Annual Renewal Fee: AED 1,500
- Monthly Interest Rate: 3.49% (or up to 41.88% APR) for expatriates
- Monthly Rate for UAE Nationals: 3.25% (39% APR)
- Cash Advance Fee: 3.15% of the amount withdrawn
- Foreign Transaction Fee: 2% to 2.5% may apply depending on transaction location
Note: Paying your balance in full every month avoids interest charges.
Contact Information and Bank Address
For help with your application or more information:
- Customer Support Line: +971 600 54 0000 (24/7 service)
- Email: [email protected]
- Head Office Address: Emirates NBD PJSC Baniyas Road, Deira P.O. Box 777 Dubai, United Arab Emirates
Additionally, the Emirates NBD mobile app offers live chat support and online application tracking.
Conclusion
The Emirates NBD Skywards Infinite Credit Card is a top-tier option for high-income earners who travel often and seek premium lifestyle benefits.
With rewards that convert into real airline perks, this card offers value far beyond typical credit cards.
By completing the online form and following up with an Emirates NBD representative, you can begin enjoying exclusive privileges and rewards designed for luxury.
Disclaimer: This article is intended for informational purposes only and does not constitute financial advice. Card benefits, fees, and eligibility requirements are subject to change at Emirates NBD’s discretion. Always consult with a bank representative or visit the official website for the most up-to-date information.
