This article will guide you through the simple steps of applying for a Revolut Visa/Mastercard online. Applying for a card has never been easier, and this guide breaks down the entire process.
You’ll learn about the different card options and fees and how to complete your application quickly. Follow this straightforward guide to get your card and start enjoying the benefits.
Revolut Bank Overview
Revolut is a digital bank that offers a range of financial services. It allows customers to manage their finances, make international transactions, and use various banking features through a single app.
The bank offers personal and business accounts and multiple cards to suit different needs. Customers can benefit from competitive exchange rates and quickly access features like savings, investments, and insurance.
It has grown rapidly by focusing on user-friendly technology and providing global access to banking services.
Types of Revolut Cards
Here is an overview of the different Revolut card options, each offering unique features to suit various needs. Here’s a breakdown of the key differences between each card type:
- Standard (Free) — A basic card for managing finances, sending money abroad, and sticking to a budget.
- Plus (£3.99/month) — Offers better limits for spending abroad and purchase insurance for extra protection.
- Premium (£7.99/month) — Provides exclusive subscriptions, improved savings rates, and unlimited money exchange.
- Metal (£14.99/month) — Designed for travelers and traders, with travel insurance, enhanced limits, and valuable subscriptions.
- Ultra (£45/month introductory offer) — Offers premium benefits like unlimited airport lounge access, global data, and cancellation cover.
How to Apply for a Revolut Card Online?
This section explains the simple steps to apply for your card online. Follow these steps to complete your application process quickly and easily.
Step-By-Step Guide To The Application Process
Here’s a breakdown of the process to get your card. Follow these steps to ensure a smooth application.
- Download The App: First, download the official app in Google Playstore and App Store.
- Sign Up For An Account: Create an account by entering your basic details like name, email, and phone number.
- Provide Necessary Documents And Information: You’ll need to upload documents for identity verification, such as a photo ID and proof of address.
- Select Card Type: Choose the card that best suits your needs, whether it’s the standard, premium, or other available options.
- Enter Payment Details For Activation: Add your payment details to activate your card and set it up for use.
- Verification Process (Identity, Address, Etc.): The app will verify your identity and address to complete the registration process.
- Approval Process And Card Delivery: Your card will be sent to you once approved. You’ll receive it in the mail, or you can start using a virtual card immediately.
Interest Rates and Fees
Understanding the fees associated with your card is essential to avoid surprises. Here is a breakdown of the costs you should know about.
Explanation Of Fees
There may be annual fees depending on your card type. Foreign transaction fees apply when you make purchases in other currencies. ATM withdrawal charges may also apply, especially if you withdraw cash abroad.
Interest Rates For Cards
Some cards may have interest rates on outstanding balances. These rates can vary depending on your card type and usage. Be sure to check your specific card terms for exact rates.
Currency Conversion Fees For International Transactions
When you make purchases in other currencies, currency conversion fees may apply. These fees are typically a percentage of the transaction amount. The exact cost depends on your card and the transaction type.
How Long Does It Take to Receive the Card?
It is essential to know how long it will take to get your card after applying. Here’s what to expect during the delivery process.
Expected Delivery Time
Your physical card’s delivery time can take 7 to 10 business days. This varies depending on your location and delivery method. You’ll receive a tracking number once the card is shipped.
Virtual Card Availability vs. Physical Card Delivery
You can start using your virtual card immediately after approval. The virtual card allows you to make online purchases right away.
However, the physical card delivery may take longer, depending on where you live. You’ll receive it within the estimated delivery time once it is processed.
Bank Contact Information
If you need to contact customer support, the company is located at 7 Westferry Circus, Canary Wharf, London, England, E14 4HD. For assistance, you can reach their customer service at +37052143608.
It’s best to call during business hours for quicker support. Make sure to have your account information ready when contacting them.
Tips for Managing Your Card
Here are some helpful tips to manage your card effectively. These tips will ensure you get the most out of your card and app.
Setting Up Card Security (PIN, Notifications)
Make sure your card is secure by following these steps:
- Set a PIN for your card to prevent unauthorized use.
- Enable notifications for transactions to keep track of activity.
- Use two-factor authentication for extra security when accessing your account.
Tips On Managing Your App And Card Features
Here are a few ways to make the most of your card features:
- Organize your transactions and set spending limits in the app.
- Take advantage of budgeting tools to manage your money.
- Monitor transaction history regularly to stay informed.
Using Your Card For International Transactions And Exchange Rates
These tips will help you use your card abroad:
- Use your card for foreign purchases to avoid carrying cash.
- Check the current exchange rates in the app for the best deal.
- Be aware of foreign transaction fees for international purchases.
Disclaimer: The information provided here may change over time. Always check for the latest updates directly on the official website or app.
Bottom Line: How to Easily Apply for a Revolut Visa/Mastercard Online
Applying for a Revolut Visa/Mastercard online is quick and straightforward. Following the outlined steps, you can efficiently complete your application and use your card quickly.
Consider the card’s fees, features, and security settings to maximize your experience. The bottom line is that applying online saves time and offers great flexibility for managing your finances.