The TD® Aeroplan® Visa Infinite* Card helps Canadian residents earn Aeroplan points through everyday spending. It includes a welcome bonus, travel perks, and flexible redemption options.
This article explains how to apply, what you need to qualify, and how the rewards system works. You’ll also find key rates, disclaimers, and contact details before applying.
Eligibility Requirements and Who Should Apply
Before applying, it’s essential to check if you meet the basic qualifications. This section outlines who is eligible and what financial thresholds must be met.
Understand the Income and Residency Criteria
To qualify for this card, you must be a Canadian resident who has reached the age of majority in your province or territory.
Your personal annual income should be at least $60,000, or your household income must be at least $100,000. This is a premium card, so income thresholds are strict.
If your income falls below this range, consider applying for the TD® Aeroplan® Visa Platinum* Card instead. Make sure your credit history is in good standing before applying.
How to Request the TD® Aeroplan® Visa Infinite* Card?
Applying for the TD® Aeroplan® Visa Infinite* Card is a straightforward process that can be done online, in person, or over the phone. Before applying, make sure you meet the income and residency requirements.
- Visit the TD Canada Trust official website and go to the Aeroplan Visa Infinite* Card page.
- Click on “Apply Now” to begin the secure online application process.
- Enter your personal information, including your full name, address, and date of birth.
- Provide employment and income details to support your eligibility.
- Upload any required identification documents to verify your identity.
- Review your information carefully before submitting your application.
- After submission, wait for a confirmation email and further instructions from TD, which may take a few business days.
- Alternatively, you can apply by calling TD customer service or visiting a branch in person.
Interest Rates and Fees You Need to Know
Understanding the card’s interest rates and fees helps you avoid unexpected charges. This section explains the annual fee, interest rates, and other essential costs.
Key Costs Associated with the Card
It’s essential to understand the ongoing costs of using this card. The annual fee is $139, but it’s waived for the first year as part of a limited-time offer.
Purchase interest rate is 20.99%, while the cash advance rate is 22.99%. If you want an additional cardholder, it will cost you $75 per year.
If you have a TD All-Inclusive Banking Plan, you can get the annual fee waived every year. These costs are standard for premium rewards cards in Canada.
Explore the Special Limited-Time Offer
TD offers a welcome bonus that can significantly boost your Aeroplan points. This section highlights what the current offer includes and how to meet the qualification requirements.
Breakdown of Bonus Points and Free Perks
TD currently offers up to $1,300 in total value for new applicants. This includes up to 40,000 Aeroplan points based on your spending milestones.
You’ll earn 10,000 points after your first purchase and 15,000 points if you spend $7,500 within 180 days. Another 15,000 anniversary points will be awarded if you spend $12,000 in the first year.
The annual fee is rebated for the first year, adding more savings. You can also earn 600 Starbucks Stars by linking your Aeroplan and Starbucks accounts.
How to Earn Aeroplan Points?
Using your card strategically can help you earn points faster. Here’s how your daily purchases translate into Aeroplan rewards.
Everyday Spending Can Earn You More
Earning Aeroplan points is simple and rewarding when you use the card for eligible purchases. You earn 1.5 points per $1 spent on eligible gas, grocery, and Air Canada purchases, including vacation packages.
For all other purchases, you earn 1 point per $1 spent. You can also earn points twice when you shop through the Aeroplan eStore or use Aeroplan partner brands.
This gives you multiple ways to boost your point balance. Use the card consistently to maximize your rewards.
How to Use and Redeem Aeroplan Points?
Aeroplan points offer flexible redemption options beyond just flights. This section explores the ways you can use your earned points.
More Than Just Flights
Aeroplan points are highly flexible and can be used in various ways. You can redeem them for any Air Canada seat, with no blackout dates or restrictions.
Points can also be used for hotel bookings, car rentals, and complete vacation packages. Outside of travel, you can redeem points for merchandise, gift cards, and experiences.
This flexibility makes the TD Aeroplan Visa Infinite* Card more than just a travel card. You’re getting access to a broad reward system.
Travel and Family Benefits That Stand Out
This card includes travel perks that enhance your overall travel experience. Learn how features like free checked bags and family sharing work for you.
Features That Add Real Value
This card offers more than points. You get your first checked bag free on Air Canada flights for yourself and up to 8 companions.
You can also share points with up to 8 family members using Aeroplan Family Sharing. Every 48 months, you can apply for the NEXUS program and get a rebate of up to $100 on the application fee. T
hese features add significant value if you travel regularly. You also get travel insurance coverage, including medical and rental car protection.
Calculate How Much You Could Earn
Projecting your rewards can help you decide if this card meets your travel goals. Here’s how to estimate your points based on your monthly spending.
Estimate Your First-Year Points Easily
If you spend $1,000 monthly on gas, groceries, or Air Canada, and another $1,000 on other purchases, you could earn about 70,000 Aeroplan points in the first year.
This includes the welcome bonus and points from meeting spending requirements. Use TD’s online calculator to estimate your personal earnings.
Just enter your monthly spend to see your projected points. This tool is useful for planning how you’ll use your card.
Contact Details and Support
TD offers various ways to support you during your application. You can call 1-800-983-8472 or visit a local TD Canada Trust branch for help.
The official TD website also provides FAQs and a secure portal to apply or manage your account.
Disclaimers: Offers and card features are subject to change, so always check the latest terms on TD’s website. Approval depends on a credit review, and all bonuses require meeting specific spending criteria.
Final Thoughts: Should You Apply?
The TD Aeroplan Visa Infinite* Card is ideal if you meet the income requirements and want solid travel rewards. You’ll earn points on daily spending and get value from a firm welcome offer.
Travel benefits include checked bags, NEXUS rebates, and Aeroplan Family Sharing. Apply if you want a premium card that delivers real savings and convenience.
