The ADCB TouchPoints Platinum Credit Card is designed for UAE residents who want to turn their everyday spending into extraordinary rewards.
Packed with features that go beyond cashback and points, this card gives you access to exclusive offers on dining, travel, entertainment, and even education expenses.
In this comprehensive guide, we’ll walk you through how to apply online, what documents you need, who’s eligible, and what the fees and interest rates are.
About Abu Dhabi Commercial Bank (ADCB)
Abu Dhabi Commercial Bank (ADCB) is one of the United Arab Emirates’ leading financial institutions, headquartered in Abu Dhabi.
Established in 1985 through the merger of Emirates Commercial Bank, Federal Commercial Bank, and Khaleej Commercial Bank.
A significant portion of ADCB is owned by the Government of Abu Dhabi through the Abu Dhabi Investment Authority (ADIA).
This governmental backing underscores the bank’s stability and commitment to the nation’s economic development.
What is the ADCB TouchPoints Platinum Credit Card?
Offered by Abu Dhabi Commercial Bank (ADCB), the TouchPoints Platinum Credit Card is part of a premium lineup of cards that reward users for every dirham spent.
It offers generous TouchPoints loyalty rewards, travel perks, and lifestyle privileges.
Whether you’re booking a hotel, paying school fees, ordering food, or playing golf, this card brings value across your everyday needs.
How to Apply Online – Step-by-Step Guide
Applying for the ADCB TouchPoints Platinum Credit Card is a streamlined digital process, available on both desktop and mobile.
Step 1: Visit the ADCB Website
Navigate to the ADCB official website
Under the “Credit Cards” section, choose “TouchPoints Platinum Card”.
Step 2: Select ‘Apply Now’
You’ll be redirected to a secure online form.
Choose whether you’re an existing ADCB customer or a new applicant.
Step 3: Fill in Your Details
Enter personal information: name, date of birth, and nationality.
Provide Emirates ID, passport number, and residence visa details.
Step 4: Employment and Financial Information
Job title, employer, and monthly salary.
Indicate any other income or liabilities.
Step 5: Upload Supporting Documents
Upload required documents (see list below).
Accept the terms and conditions and submit your application.
Step 6: Wait for Verification
ADCB will contact you for any missing documents or clarifications.
Once verified, your card will be issued and sent to the address you have registered.
Eligibility Criteria
To qualify for the ADCB TouchPoints Platinum Credit Card, applicants must be at least 21 years old and have a monthly salary of AED 5,000 or more.
Additionally, must be a resident of the UAE, possess a valid Emirates ID and passport with residency visa, and have a clean credit history.
Required Documents
Ensure you have the following documents ready:
- Emirates ID copy (front and back)
- Passport copy with a valid UAE visa page
- Salary certificate (issued within the last 30 days)
- Last 3 to 6 months’ bank statements
- Utility bill or tenancy contract (if needed for address proof)
Interest Rates and Charges
Understanding the cost of the card is important for managing your finances wisely.
- Retail Interest Rate: From 3.25% per month
- Annual Fee: AED 630
- Foreign Currency Conversion Fee: 2.99%
- Cash Advance Fee: 3.15% (minimum AED 105)
- Late Payment Fee: AED 241.50
- Minimum Payment Due: 5% of the statement or AED 100, whichever is higher
Note: Fees are subject to change. Always check ADCB’s website or contact the bank for the latest terms.
Exclusive Cardholder Benefits
If you’re a UAE resident and are looking to elevate your everyday transactions with premium rewards, this card is a worthy option.
Earn TouchPoints on Every Dirham
1.5 TouchPoints per AED on domestic spends.
2 TouchPoints per AED on international spends.
Redeem for flights, hotel stays, electronics, gift vouchers, and more.
0% Profit on School Fee Payments
Spread education expenses across 0% Easy Payment Plans (EPP).
Available at partner schools and institutions.
Ideal for managing tuition payments without interest burden.
20% Off Talabat Orders
Use your ADCB TouchPoints Platinum Credit Card to get a 20% discount on Talabat food delivery orders.
Maximize savings on everyday meals and takeout.
Complimentary Golf Access
Enjoy free golf rounds at select premium golf courses across the UAE.
Available through ADCB’s golf program on pre-booked slots.
Visa experience with the ENTERTAINER
Access Buy 1 Get 1 Free offers via the ENTERTAINER app, powered by Visa.
Includes restaurants, cafés, theme parks, fitness centers, and more.
Dragon Pass ‘Dine & Fly’ Airport Dining
Complimentary access to Dragon Pass airport restaurants.
Use your card to enjoy discounts or free meals at participating locations globally.
Airport Lounge Access
Free entry to over 10 airport lounges in the region.
Available with your physical card at select terminals.
Balance Transfer Facility
Transfer your outstanding balance from other credit cards to ADCB.
Pay it back over time at reduced or 0% promotional rates.
Shari’ah-Compliant Version Available
For customers seeking Islamic finance, the card is available under ADCB Islamic Banking.
Digital Wallet Integration
Compatible with Apple Pay, Google Pay, Samsung Wallet, and other NFC payment systems.
You can easily manage, pay, and transfer using only your phone.
Customer Support & Bank Contact Information
For assistance or to follow up on your application, you can reach ADCB through the following channels:
- Phone (UAE): 600 50 2030
- International: +971-2-6210090
- Email: [email protected]
- Mailing Address: Abu Dhabi Commercial Bank (ADCB) P.O. Box 939, Abu Dhabi, United Arab Emirates
ADCB also provides 24/7 assistance via their mobile app and online banking platform.
Conclusion
The ADCB TouchPoints Platinum Credit Card is more than just a tool for spending — it’s a lifestyle companion.
From school fee financing to airport dining, movie offers, and golf privileges, this card provides real value where it matters most.
Apply online today and start enjoying unmatched benefits across travel, dining, and more.
Disclaimer: All credit card features, terms, and fees mentioned are based on publicly available information at the time of writing and may change. Always verify the most updated terms with Abu Dhabi Commercial Bank (ADCB) before applying or making financial decisions
