Managing finances efficiently starts with the right banking tools. In Denmark, the Lunar Visa Card provides a seamless way to handle daily transactions, online purchases, and international payments.
As a fully digital banking solution, Lunar eliminates the hassle of traditional banking, offering a fast and user-friendly application process.
Getting started is straightforward, and the entire process can be completed online in just a few steps.
Lunar Visa Card Overview: A Modern Banking Experience in Denmark
The Lunar Visa Card offers a digital-first banking solution, designed for individuals who want flexibility and control over their finances.
As a fully digital bank, Lunar provides a seamless way to manage money through its mobile app, with a free Danish bank account and a digital Visa card.
Key Features of the Free Lunar Account
Lunar offers a fully digital banking experience with no hidden fees. Everything is managed through the Lunar app, making it simple and convenient.
- Danish Bank Account & Digital Card – No monthly fees, easy setup.
- English Banking App – Smart tools to help manage spending.
- NemKonto Option – Use your Lunar account as your official Danish payment account.
- Competitive Interest Rate – Earn +1.50% interest on balances up to 100,000 DKK (variable rate, paid monthly).
- Physical Visa Card Available – Pay only a 59 DKK delivery fee if a physical card is needed.
Payment Flexibility
The Lunar Visa Card allows for easy and secure transactions across Denmark and internationally.
- Contactless Payments Worldwide – Use for in-store, online, and international transactions.
- ATM Withdrawals – Access cash from any ATM that accepts Visa.
- Mobile Wallet Integration – Add the Lunar Visa Card to Apple Pay, Google Pay, and MobilePay for secure digital transactions.
Earning Rewards with the SAS EuroBonus Lunar Card
Lunar has partnered with Scandinavian Airlines (SAS) to offer a Visa debit card that earns EuroBonus points on daily purchases.
- Earn 8 points per 100 DKK spent.
- Use points for:
- Flight tickets to various destinations.
- Hotel stays in over 250,000 locations worldwide.
- Car rentals at 10,000+ Hertz locations.
- Travel upgrades & exclusive airport lounges.
- Shopping rewards through the SAS EuroBonus store.
What You Need to Get a Payment Card in Denmark
To open a bank account and get a payment card, the following are required:
- CPR Number – Danish personal identification number.
- Valid ID – Passport or driver’s license.
- MitID – Secure digital identification for banking and online services.
The Lunar Visa Card is built for ease of use, offering financial flexibility with no paperwork and full control through a mobile app.
Eligibility Criteria for Lunar Visa Card
Applying for a Lunar Visa Card in Denmark is straightforward, but certain requirements must be met.
- Minimum Age – Applicants must be at least 15 years old.
- MitID Required – A valid MitID must verify identity and complete the application.
- Identification Documents – A passport, driver’s license, or national ID card is required for verification.
Step-by-Step Application Process
Applying for a Lunar Visa Card is simple and can be done entirely online through the Lunar app.
- Download the Lunar App, which is available on the App Store or in case of Android Google Play.
- Sign Up – Use MitID, CPR number, and a valid passport, driver’s license, or national ID.
- Select ‘Get Your Account Now’ – Follow the on-screen instructions.
- Provide Personal Information – Fill in basic details and specify how the account will be used.
- Choose an Account Package – Select the option that fits your banking needs.
- Submit the Application – Lunar will review and verify your details once completed.
Once approved, the digital Visa card is immediately available for use. The physical card can be ordered for a one-time 59 DKK delivery fee.
Using Lunar Alongside Your Current Bank
You can keep your existing bank account and use Lunar as an additional digital banking solution. If preferred, you can also set your Lunar account as your NemKonto, which is required to receive public payments in Denmark.
Get started today by downloading the Lunar app and completing the application in just a few minutes.
Account Verification and Approval
Lunar reviews each application to verify identity and ensure compliance with banking regulations in Denmark.
This process involves confirming the applicant’s identity through MitID and cross-checking identification documents such as a passport, driver’s license, or national ID card.
Most applications are processed quickly, with approval notifications sent directly through the Lunar app. If additional details are needed, Lunar will request further information to complete the verification.
Receiving and Activating Your Lunar Visa Card
Once approved, the digital Lunar Visa Card is instantly available in the app and can be used with Apple Pay, Google Pay, and MobilePay. There’s no waiting period to start making purchases online or in stores.
For those who order a physical card, delivery takes approximately 14 business days.
It’s important to ensure the correct delivery address is provided during the application process to avoid any delays. When the card arrives, activation is done through the Lunar app, following simple on-screen instructions.
Contact Information
For any inquiries or support, Lunar’s customer service team is available through the following channels:
- Email: [email protected]
- Phone: +45 70 71 68 69 (Monday to Friday, 09:00 – 20:00)
- Postal Address: Hack Kampmanns Plads 1 st. th., 8000 Aarhus, Denmark
Disclaimer: This information is based on the latest available data and may be subject to change. For the most current details, refer to Lunar’s official resources.
Conclusion
The Lunar Visa Card provides a seamless and modern banking experience for individuals in Denmark. An easy online application, instant access to a digital card, and the option to receive a physical card offer full flexibility for everyday spending.
Features like contactless payments, mobile wallet integration, and the ability to use Lunar as a NemKonto make it a convenient choice for managing finances.
Lunar’s fully digital banking system ensures easy account management, secure transactions, and wise financial tools, all within the Lunar app.